#1: my phone marked as spam. If it was a company, it would have shown the originating company name instead of spam #2: there was a woman voice but for any information regarding my name or a "reference number" was spoken by a robot, I guarantee if it was a real place it would have been a live agent speaking the whole time. #3: Multiple sites claim this number is a scam. Do not give them any info, and if you're worried find the actual # for the credit bureau, call them and confirm if the # tha